How the Debt Guru can help you!

  • Check your eligible for free, just fill out the form in a matter of minutes

  • Discuss your options based on your own personal circumstances.

  • You will choose what you want to do, they will help you implement it

  • Start enjoying your life again, having your debts under control

Check If You Qualify

Frequently Asked Questions

  • What Service Do You Offer?

    Debt Help is very personal, everyone has different circumstances. Our trusted provider will find out more about your financial situation and your lifestyles to advise on the best solution for you.

  • What Fees Apply? **

    We do not charge for introducing you to an IPA regulated firm and you are under no obligation. If you qualify for debt help, fees will only apply should you decide to enter into an debt solution and your provider will confirm the costs during your application.

  • Can an IVA affect my credit rating?

    Yes, an IVA will have an impact on your credit file. Your credit rating will be affected for six years, starting from the date the arrangement is agreed. Typically, your credit file may already have been affected if you have missed payments.

  • What are the disadvantages of an IVA?

    • Your credit rating will be affected.
    • You will have to keep to a budget agreed with your provider for the full term of your IVA.
    • If you miss payments, your IVA will be extended to make up the arrears.
    • Your IVA will be recorded on the publicly accessible Insolvency Register.
    • Only unsecured debts will be included in your IVA will be written off at the end of your agreement.

  • Can an IVA impact my job?

    In most cases entering an IVA will not affect employment. However, in certain job roles, having an IVA could have an impact.

  • What Sort of Debts Can We Help With?

    • Credit Cards
    • Council Tax
    • Payday Loans
    • Overdrafts
    • Catalogues
    • Utility Bills
    • Almost any unsecured debt!
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faq
faq

What Debts Can We Help With

Here are some of the debts we’re able to help you with, plus many more!
Credit Cards
Payday Loans
Personal Loans
Catalogues
Utility Bills
Certain Guarantor Loans
Overdrafts
Old Rent Arrears
Business Debts (If personally liable)
Council Tax Arrears
Benefit Overpayment
HMRC Debts
Certain Guarantor Loans
Disconnected Mobile Phones
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To find out more about managing your money and getting free debt advice visit, Money Helper, an independent service set up by the Government to help people manage their money.

*A debt write off amount of between 25% and 75% is realistic. The debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors.

**You can request details of these fees, by emailing us at info@thedebtguru.co.uk. We will then provide you with specific amount of the fee or, where that is not known, the likely amount.

TheDebtGuru website provides a means by which you can communicate with Debt Advisors and Insolvency Practitioners.

This website provides information only and does not provide any financial advice. The choice of product is for you alone to choose. TheDebtGuru is a website used for marketing purposes and no advice is provided directly from this site.

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